To plan, and lead or participate as a member in credit reviews of the portfolio quality of corporate, commercial, financial institution and retail borrowers and associated Credit Risk Management Process.
Coach and guide the Credit Examiners. Produce a balanced report highlighting the risk issues supplemented with practical recommendation.
Keep a track on the portfolio risk and credit risk management process through desk monitoring.
Evaluates the Portfolio Quality (PQ) and associated Credit Risk Management Process (CRMP) in terms of the standards established in the Credit Policy.
Assessment of CRMP includes review of the adequacy and effectiveness of Portfolio Planning, Organization & Staffing, Risk Recognition, Credit Applications, Credit Approval, Account Management, Loan Documentation, On-
going Loan Admin & MIS.
Undertaking fieldwork in the context of internal audit examinations of the bank diversified activities and operations.
Execute the work in coordination with the team members and in line with departmental standards and within agreed time frames.
The position calls for interaction with auditee staff usually at supervisory, lower and middle management levels, with whom positive working relationships have to be maintained.
Skills and Qualifications :
4+ years of auditing financial / other sectors - preferably in a banking environment.
Having minimum of 2 years of work experience in the relevant field.
Bachelor’s Degree + Professional Certificate (CA / CPA / CIA / CISA, Diploma in Banking or equivalent qualification is an added advantage).
Good analytical, interpersonal, leadership and communication skills & PC knowledge.
Good communication skills.
Good knowledge in Banking