Credit Administration Manager - Corporate
(Abu Dhabi, United Arab Emirates)
منذ 7 يوم
  • Ensure that credit approvals are signed by the approved delegated credit authority.
  • Prepare and Review standard & non-standard documentation, Security related documents, Internal & External legal opinions and other condition precedent documents, etc.
  • in compliance with sanctioned credit approvals.

  • Ensure all security / support documents have been properly executed, signatures are verified and authenticities of the signatories are supported by resolution / POA.
  • Coordinate with Product Specialists / Coverage / Credit / Group Legal as required in order to complete the documentation process prior to release of facility limits in the System (including encoding of limits).
  • Ensure approval from relevant authorities is held for deferrals / waiver of any incomplete documents.
  • Ensure rectification of existing discrepancies / deficiencies (if any) in documentation.
  • Review and circulate documentation deficiency (expired / deferred documents) reports and following up for its timely submission / renewal.
  • Lodge and maintain up to date security documents / collaterals in the Bank’s system.
  • Ensure rectification of existing discrepancies / deficiencies in security documentation for all loans which have been disbursed.
  • Perform periodical clean-up of old and obsolete security documents to keep updated / valid security documents in the security folder.
  • Verify and confirm periodically at the renewal of credit facilities, all required security / support documents are physically held in (dual) safe custody.
  • Ensure all security documents are kept safe in the vaults and a checklist maintained in the Credit file.
  • Review / verify approvals obtained for permanent release of collaterals, security documentation and ensure there are no liabilities / outstanding and facilities are cancelled.
  • Provide a clearance to CAD-Controllers, upon completion of documentation requirements, to release credit facilities in the Bank’s system.
  • Ensure renewal of CA Package before line expiry by maintaining a review calendar and circulating it regularly to management to advise them of credit reviews falling due next month.
  • Maintain a tracker of approval conditions and circulate periodically for follow up by Coverage and Credit.
  • Ensure limit are correctly setup and activated in the system in line with approved product types, terms & conditions, rate structure, fees & any other special instructions.
  • Process day-to-day transactions including loan drawdowns after performing necessary due diligence.
  • Carryout monthly activities such as review of limits in GLCMS, deferring loan instalments or extending loan maturity date.
  • Laise with Finance Department for provisioning of accounts and suspension of interest.
  • Issue memos to Operations for loan drawdowns, rollovers, amendments in repayment schedule, loan settlements and recovery of various types of fees.
  • Issue instructions to Operations for release of excess margin held against facilities as per approval.
  • Skills and Qualifications :

  • Minimum Bachelor’s degree
  • 3 - 4 years of banking experience.
  • Professional / legal qualifications will be an added advantage.
  • Excellent communication skills in English, written and verbal.
  • Strong interpersonal skills for effective interaction with external and internal stakeholders.
  • Good Analytical Skills.
  • Ability to develop and implement control measures to mitigate any risks associated with the process and to build operational efficiencies.
  • قدِّم طلب ترشيحك
    أضف الى المفضلات
    إزالة من الإشارات المرجعية
    قدِّم طلب ترشيحك
    بريدي الالكتروني
    بالنقر فوق "متابعة"، عطي نيوفو الموافقة على معالجة بياناتي وإرسال تنبيهات البريد الإلكتروني لي، وفقًا لسياسة الخصوصية الخاصة بنيوفو. يمكنني إلغاء اشتراكي أو سحب موافقتي في أي وقت.
    استمارة الطلب