To manage and enhance the existing commercial assetportfolio and solicit acceptable new relationships in order to meet pre-
setfinancial / non-financial objectives.
Key Result Areas
Review the existing portfolio in a timely manner andrecommend appropriate credit facilities in line with the bank’s credit policyto maximize earnings while containing risks to an acceptable level.
Obtain audited financial statements, analyze them andrecommend credit proposals of potential borrowers to the approving authority tomeet financial objectives.
Implement and maintain complete control aspects i.e.documentation, periodical client visits / call reports, stock inspections andformal credit checks / informal market feedback to monitor the assignedportfolio effectively.
Undergo an annual credit review process on the assignedportfolio to achieve a satisfactory rating on asset portfolio quality andcredit management process.
Develop on the job learning curve of RO / SRO to enablethem to grow professionally and prepare them for higher levels ofresponsibility.
Knowledge, Skills and Experience
Complete knowledge and clearunderstanding of the Bank’s credit policy and operating systems.
Strong credit knowledge and marketing skills mandatory.
Thorough awareness of various financial products / services.
Excellent interpersonal, communication and analytical skills with ability toperform as a team player.
Corporate & Investment Banking Group
Oct 15, 2018