Key Result Areas : TMC role encompasses commodity finance deals at all stages; from facility structure, proposal, and sanction to facility implementation and utilization, to cover;
Provide Coverage RM and Commodity Sales Advisor with views and opinion on new business opportunities and related facility and security structure.
Ensure proposed CTF structures are in compliance with Business Case, Procedures & Governance and Product Parameters and to highlight and properly escalate any deviations thereof.
Endorse Commodity Finance proposals prior to submission for CRM / WRM or to a designated Deal Approval Committee, if applicable.
Review and opine approved facility documentation while establishing contact with commodity client with a view to ensure full understanding of facility T&Cs leading to smooth conduct of transactions.
Ensure approved facilities along with related T&Cs are adequately loaded to operations systems, leaving no room for ambiguity while processing transactions at both bank and customer's ends.
Authorize facility utilization requests for processing based on compliance with terms and conditions. Deviations / exceptions, if any, would be raised / escalated to coverage, commodity sales, or to CRM depending on type and nature.
Monitor the approved facility utilization notably as regards to the industry, commodity price, compliance and regulatory risks.
Ensure utilization transactions and adequately monitored and controlled strictly in line with the respective approved structure and related terms and conditions.
Prepare and raise periodic reports covering utilization, security position, Commodity price MTM and others relevant reports.
Track commodity market updates and news that are of relevance to the financed commodity portfolio, and raise concerns or recommendations to coverage, sales and risk functions.
Provide regular industry research reports and peer group analysis.