Assistin the financial analysis, credit risk assessment, risk rating and structuringof facilities for
assigned corporate relationships, by working with theRelationship Managers (RMs), meeting the
customers, preparing Credit Proposals(CPs) (new, annual renewals and amendments etc.) and
liaising with WholesaleRisk Management (WRM) and the Compliance Unit to resolve all queries
related torisk and compliance issues, respectively
Key Result Areas :
Review withthe CIBG Relationship Teams / WRM, deals, facility structures, credit products / services, and provide business solutions which meet business and customerrequirements within credit and operational risk guidelines and policies.
Meet clientsand parties involved in the deals as and when required for the execution ofresponsibilities and / or needed by Relationship Team(s) for business purpose.
Quick andtimely turnaround of CPs while maintaining quality of analysis.
Monitorborrowing pattern, account conduct of borrowers and provide information at eachreview, thereby ensuring effective portfolio management and ensuring that theportfolio quality is maintained by highlighting early warning signals.
Independentlymanage the portfolio’ of the relationships assigned.
Remainvigilant to the possibility of any money laundering activities in the accounts,and escalate all suspected money laundering cases to the Unit Manager and GroupMoney Laundering Reporting Officer (MLRO).
Timely action on all Near DefaultSignals (NDS).
Knowledge, Skills and Experience
Minimum 5-7years of experience of credit / financial analysis at similar level in bankingand / or related field.
Degree inbusiness / economics. A post graduate diploma / Chartered Accountancy or a similarqualification will be considered as an asset.
Local marketknowledge and sufficient knowledge of the bank’s products and operatingsystems.
Excellentcommand over verbal and written English. Arabic language skill will be an addedadvantage.
Conversantwith banking laws and local regulations.
Goodinter-personal skills. Should be a team player and participation experience invariety of banking initiatives and solutions.
Corporate & Investment Banking Group
Apr 19, 2018